Affirm

Affirm - Buy now pay later without the fees. Flexible payment options with longer plans, lower payments, and no fees.

With Affirm, you'll never owe more than what you agree to up front. Instead, you'll always get a flexible, transparent, and convenient way to pay over time. Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay over time for the things you love.

No fees

We don't charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.

Interest

Your rate may be different depending on your creditworthiness and where you are shopping. We'll show you available plans and APR options at check out.

At checkout, we always show the total amount of interest you'll pay. This way, you always know what you're getting into. If you pay faster than agreed, you might be charged less interest.

For Affirm Card purchases, the plan total may differ from what you saw at checkout. Refer to the email you received when your payment plan was finalized to see the final plan balance and payment amounts. For more information, check here.